Gold Loan Thiruvottiyur

AT 0.49%* INTEREST RATE
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    Gold Loan Thiruvottiyur

    Best Banks for Gold Loan in Thiruvottiyur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Thiruvottiyur Features

    Gold Loan ThiruvottiyurGold Loans are appropriate and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The loan can be renewed if the borrower fails to repay.

    Gold Loan Rate Per Gram Today in Thiruvottiyur

    Updated - Gold Loan Per Gram Rate w.e.f Aug 16 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Thiruvottiyur Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Thiruvottiyur Documents Required

    1. Signed Application form
    2. 2 recent passport size photographs  (colored)
    3. A Demand Promissory Note
    4. Residential proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    5. Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
    6. Proof of identity: Driving License/Passport/Aadhar Card/Voter’s ID, etc.
    7. Certificate by the Jewel Appraiser (Bank will handle this)
    8. Proof of Signature: Passport/Driving License/Banker’s verification
    9. Proof of Income (i.e. salary slips/ Form 16) of the borrower.

    Gold Loan in Thiruvottiyur Eligibility Criteria

    1. Minimum age of applicant: 21 years
    2. Maximum age of applicant: 60 years
    3. Nationality of the applicant must be Indian
    4. He/she should be salaried or self-employed

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Thiruvottiyur

    Online Process to Apply for Gold Loan Thiruvottiyur
    • Apply for the Gold Loan through Dialabank without wasting any time.
    • Just have to fill an online form.
    • Our relationship manager will then contact you for any guidance required.
    • We also provide a document pick up service from your doorsteps.
    • For more information about Gold Loan Thiruvottiyur, you can call on 9878981166.

    Dialabank is considered as one of the best platforms to avail of a gold loan for the following reasons:

    1. Dialabank is India’s first financial helpline.
    2. It provides the best financial services to customers all over the country.
    3. Low rate of interest
    4. Minimal Documentation
    5. The bank has a good reputation among the customers due to its best services.
    6.  Dialabank offers a document pickup facility from the doorstep of the customer.
    7. There is no processing fee or additional charges for availing the service through Dialabank.
    8. The executives of Dialabank are trained and assist the customer without any hesitance.
    Offline Process to Apply for Gold Loan Thiruvottiyur

    Those who want to opt offline process for availing can do so by some market research and physically visiting the bank.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you in further process.

    Processing Fees / Prepayment Charges on Gold Loan Thiruvottiyur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Thiruvottiyur

    Most of the major banks and NBFCs offer Gold Loan do not look for the CIBIL score. The applicant must have all the necessary documents.

    Gold Loan Thiruvottiyur Agent and Contact Number

    Dialabank is the leading agent for availing Gold Loan in Thiruvottiyur. You can apply at www.dialabank.com or give contact at 9878981166.

    Dialabank provides you with help to find the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

    Gold Loan Thiruvottiyur Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Thiruvottiyur.

    Pre Calculated EMI Table for Gold Loan Thiruvottiyur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Thiruvottiyur

    Thiruvottiyur is a town in the state of Tamil Nadu which holds religious importance. A significant number of temples are located across the city and numerous pilgrims visit every year.

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    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.