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Gold Loan Chalisgaon

Gold loan is a process of pledging your gold with the bank and get the respective funds depending upon the quality of gold and the amount of gold loan needed. It is the best way of getting fund for a shorter span of time. Get Instant Cash in just 45 minutes against your Gold Jewelry rather than keeping it idle at home and fulfill your requirements.

What is Gold Loan?

Gold Loan is the best way to get cash in a shorter span of time. This loan is secured against gold ornaments. Borrowers deposit their gold with the lending banks and get money on the value of that gold. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.

About Chalisgaon

Chalisgaon is a city in the district Jalgaon in Maharastra state, India

Why should one choose Gold Loan in Chalisgaon?

  1. Pre-closure facility
  2. Less paperwork
  3. A person can avail a minimum Loan amount from Rs 30,000 and onwards.
  4. A person should have a minimum of 20 Gram gold to avail the loan.
  5. No penalties are involved.
  6. In-house gold evaluation

Features of Gold Loan

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
  2. You get 100% Safety & Security of your Gold Jewelry
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

Documents Required for Gold Loan

Borrower Identity

Proof of Identity

Residence Proof

Signature Proof

Two passport size colored photographs

Two passport sizes colored photographs.

 

Ration card/ Tel, Electricity Bill/ Rental bill/ Passport.

Passport Copy/Driving License/Banker's verification/

cheque

 

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional

Land Proof

Demand Promissory Note

Income proof

In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

Certificate by the Jewel Appraiser (Bank will arrange).

Salary Certificate and Form No.16.

 

 

 

 

 

 

 

Rate of Interest

Gold loan scheme

Loan Tenure

Rate of Interest

True vale loan

12month

12.05% to 15.05%

Best Rate on Gold Loan

Collateral Required

Loan Tenure

Max Funding

Pre Closure Charges

Gold Jewellery / Gold Bars

6 Months / 12 Months (can be renewed up to 3 Years)

Up to 90% of Gold Value

0 % to 2 % of the outstanding loan amount

Benefits

  1. Gold Loan is an easy and simple way to get instant finance. It is a 30 minutes disbursal product.
  2. Gold Loan is the best Loan to overcome you're immediate as well as short-term needs.
  3. The documentation process for this loan is quite simple.
  4. There are no credit checks needed for this financing
  5.  A person suffering from bad credit score even avail for a gold loan. The interest rate offered in Loan against gold is less compared to other Loan.

How to Apply?

Visit our website

www.dailabank.com

 

 

 

Leading Gold Loan Providers (Click to Apply)
Manappuram Gold Loan

Muthoot Gold Loan

HDFC Gold Loan Other Banks

 

REMINDER SERVICES EMI CALCULATOR

GOLD LOAN INTEREST RATE