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Gold Loan Noida

Gold loan is a process of pledging your gold with the bank and get the respective funds depending upon the quality of gold and the amount of gold loan needed. It is the best way of getting fund for a shorter span of time. Get Instant Cash in just 45 minutes against your Gold Jewelry rather than keeping it idle at home and fulfill your requirements.

About Gold Loan

Gold Loan is the best way to get cash in a shorter span of time. This loan is secured against gold ornaments. Borrowers deposit their gold with the lending banks and get money on the value of that gold. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.

Why should one choose Gold Loan Noida?

Pre-closure facility

Less paperwork

No penalties are involved.

In-house gold evaluation

Gold Loan is an easy and simple way to get instant finance. It is a 30 minutes disbursal product.

Gold Loan is the best Loan to overcome you is immediate as well as short-term needs.

The documentation process for this loan is quite simple.

There are no credit checks needed for this financing

A person suffering from bad credit score even avail for a gold loan. The interest rate offered in Loan against gold is less compared to other Loan.


Features of Gold Loan

You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose

You get 100% Safety & Security of your Gold Jewellery

Get your Loan processed in less than 30 minutes

Enjoy Anytime Liquidity.

No EMI, Service only Interest and enjoy the Loan facility

Lower Interest Rates

Simple documentation and fast processing

Overdraft limit varies depending on the market rate of gold.

The interest rate is payable the only amount of the overdraft that you use.


Gold Loan Eligibility Criteria

The minimum loan amount for taking a gold loan is Rs. 18,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.

Applicant Minimum: 21 years

Applicant Maximum (at loan maturity): 60 years

Gold jewelry should be owned by the applicant or any of the family members.

A person should have a minimum of 20 Gram gold to avail the Loan.


Documents Required for Gold Loan

Proof of Identity - Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.

Address Proof - Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

Signature Proof - Passport Copy/Driving License/Banker's verification/cheque

2 passport size photographs


Additional Documents Required

 Land Proof: In case of Agriculture Loan of more than Rs. 1 lakh the proof is not required for allied agriculture purposes.

A Demand Promissory Note

Certificate by the Jewel Appraiser (Bank will arrange).

Income Proof of Salary Certificate and Form No.16


The Rate of Interest

The interest rates are very much less as compared to unsecured loans. It takes only 30 minutes to get disbursed.

Gold Loan interest rate – 10.50% onward

Processing fee 1.5%

Lone Tenure – 3month to 36month

Loan Amount – RS.18k to RS. 1cr

The purity of eligible gold – 18carat to 22carrat


Benefits apply through Dialabank

Personalized Service - Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.

Rate Comparison - We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.

Research - Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.

Zero Charges - Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.

Unbiased and Transparent Search - Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.


About Noida

Noida is an abbreviation of New Okhla Industrial Development Society. The city has three main expressways - DND Flyway, Noida-Greater Noida Expressway, and Yamuna Expressway. If you need a gold loan in Noida is very simple just you have to fill up the form and after that, we provide you all information regarding gold loan and provide you best interest rate in the market


How to Apply?

Visit our website    

Call us for more details 95920-46860

We assure you that we will provide you with the lowest interest rates as compared to others


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