Best banks for Gold Loans in Secunderabad
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Secunderabad Features
Are you afraid of your financial situation?
Do you think that more money could solve your problems?
If yes, then you are right. As Gold loans are secured in nature, they are the best loans available that you can get approved and verified easily with minimum paperwork or documentation.
Why Gold Loan Secunderabad?
Gold Loan Secunderabad claims to help needy people by providing gold loans at affordable interest rates. For taking a gold loan, the applicant should possess a gold article or piece of gold or jewelry. Similarly, a good credit history along with a strong and healthy source of income helps in the faster verification and approval process.
Furthermore, you are allowed to take a loan of only up to 75 percent of the market value of gold, this happens only because of the variable market price of the gold.
Gold Loan Rate Per Gram Today in Secunderabad
Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Secunderabad Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Secunderabad Documents required
- Proof of Identity can be any of the following: Driving License/Aadhaar Card/ Copy of Passport /Voter ID Card or any other recognized govt. ID.
- Address Proof can be any of the following: Ration card/ Telephone Bill/ Rental bill/ Passport copy/Trade license /Electricity Bill or other utility bills.
- Signature Proof can be any of the following: Copy of Passport/Driving License/Cheque/ Banker’s verification/ etc. are also mandatory
- 2 passport size photographs.
Additional Documents Required for Gold Loan Secunderabad
- Land Proof: For Agriculture Loan of more than Rs. 1 lac, no proof is needed.
- A Demand Promissory Note.
- The Bank needs to present the Certificate by the Jewel Appraiser.
- For Income proof, one has to prove his income through a salary certificate and form number 16.
Gold Loan in Secunderabad Eligibility Criteria
For Gold Loan in Secunderabad, the Eligibility criteria are as follows:
- The loan aspirant should recognize themselves as Indian citizens
- The applicant should be within 21 years and 60 years of age.
Gold Loan Secunderabad Agent and Contact number
As a leading Gold loan Secunderabad Agent, Dialabank provides the best financial services to its customers. You can apply on Dialabank or contact 9878981166.
Dialabank ensures to provide a structured market comparison between various banks and NBFCs that helps in better decision making. As you go through this process, you realize the pros and cons of gold loan schemes. After proper analysis, you can make the right choice without confusing yourself with the complexities of the banking. To know everything about gold loans, you should visit our website, fill and submit an online form with your details. And, you will get called back by our customer relationship managers.
About Secunderabad
In the southern Indian state of Telangana, Secunderabad is a twin city of Hyderabad. Established in 1806 as the British cantonment area, this city was named after Sikandar Jah, the third Nizam of the Asaf Jahi dynasty. Besides all the history, The city is a commercial center for the Telangana state. There are places to visit like Sanjeevaiyah Park and Hussain Sagar that makes it more beautiful and interesting
Car Loan In Other Cities
| Gold Loan Banswara | Gold Loan Chomu |
| Gold Loan Beawar | Gold Loan Badvel |
| Gold Loan Bhilwara | Gold Loan Bhainsa |
| Gold Loan Chittorgarh | Gold Loan Gadwal |
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
