Best Banks for Gold Loan in Banswara
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Banswara Features
Want to avail of a low-interest loan for personal use? What’s better than a Gold loan. A gold loan is one asset that can be the savior during the financial crisis. It is secured, short-term, safe and is available at low- interest rates. Gold Loan Banswara is a secured form of a loan with repayment for a period of up to 1 year.
The applicant can get up to 75 percent of the market value of the gold even in sudden price fluctuations in the gold market.
This loan requires minimum paperwork as it is secured and you can get your loan approved within 48 hours after all the verification process.
Gold Loan in Banswara provides proper financial aid to the customers at the best affordable interest rates as low as 7 percent. To get a Gold loan, the applicant needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process much faster.
Gold Loan Rate Per Gram Today in Banswara
Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024 |
||||
Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan Banswara Interest Rates
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Banswara Documents Required
The following documents are needed from the applicant:
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Banswara
-
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Banswara Eligibility Criteria
- Age – Minimum 21 years maximum (at loan maturity) 60 years
- A person should be a citizen of India
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Banswara
Online Process to Apply for Gold Loan Banswara
You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.
In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.
For further information, you can call on +919878981166 anytime.
Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
- Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
- You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
- Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
- Besides that, the bank has a high reputation among its customers because of its best and fast services.
- Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
- Processing your gold loan through Dialabank requires minimum paperwork.
- Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Banswara
The applicant also has an option to avail of Gold Loan offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring banks from where you can avail of the loan. Then, you will have to visit that bank for a Gold loan…
Thus, to make your experience hassle-free it is highly recommended that you choose DialaBank for availing Gold loan. DialaBank not only offers Bank gold loans but also provides gold loans from various NBFCs. Thus, it acts as a place for connecting you to various options from where you can choose from.
Processing Fees / Prepayment Charges on Gold Loan Banswara
CIBIL Score Required for Gold Loan Banswara
There is no need for the CIBIL score for Gold Loan Banswara.