Best Banks for Gold Loan in Champapet
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Champapet Features
Do you face a shortage of money?
Just apply for the gold loan with Dialabank to beat the crisis.
You can get the loan at intervals 2-3 hours when the verification method. Also, needs the smallest amount of documentation work.
Gold Loan Champapet is out there at affordable interest rates.
The mortal is needed to possess an honest supply of financial gain and credit history to form gold authorization quicker.
Additionally, you will be able to get a loan up to seventy-five per cent of the gold worth within the market, this can be thanks to alterations within the value of gold.
Gold Loan Rate Per Gram Today in Champapet
Updated - Gold Loan Per Gram Rate w.e.f Apr 27 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Champapet Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Champapet Documents Required
- Signature Proof- any 1 out of Driving License/Passport Copy/Banker’s verification/cheque.
- Address Proof-any 1 out of Trade license / Rental bill/ Ration card/ Tel, Electricity Bill/Shop & Est. License/Passport copy/Sales Tax certificate.
- 2 passport-sized photograph.
- Proof of Identity any 1 out of Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Additional Documents Required for Gold Loan in Champapet
- A Demand Promissory Note.
- Land Proof- Agriculture Loan of more than Rs. 1 lac and not required for the allied agriculture purposes.
- Income Proof: Remuneration Certificate and Form16.
- Certificate by a Jewel Appraise- arranged by us.
Gold Loan in Champapet Eligibility Criteria
- Age eligibility: 21 years and maximum age:60 years.
- Nationality: Indian.
How to Apply for Gold Loan in Champapet
Online Process to Apply for Gold Loan in Champapet
We recommend Private, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.
In a short time, you will receive a call from our highly trained representatives in Champapet. Also, Dialabank provides you with a pick-up facility for your documents from your door.
Further information can be obtained at +919878981166.
Dialabank is well-rated among its customer base as:
- Dialabank is the first financial helpline in India to provide the best known financial services to its customers in the country.
- Dialabank charges no additional cost of applying for a gold loan online on the website given below.
- You can get a high Loan-to-Value (LTV) of your gold with us.
- Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
- Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
- Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
- Processing your gold loan through Dialabank requires minimum paperwork/documents.
- Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Champapet
Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Champapet’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.
But if you choose to go with a physical branch that is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.
Processing Fees / Prepayment Charges on Gold Loan Champapet
CIBIL Score Required for Gold Loan Champapet
No CIBIL score is required for Gold Loan, it is just a gold article you need to have.
A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Champapet. Generally, most institutions require a minimum CIBIL score of 750 to process your loan application.
Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.
Gold Loan Champapet Agents and Contact Number
Dialabank is a trustworthy Gold Loan Agent in Champapet. Go for an online application at Dialabank or 9878981166.
Employees of Dialabank are there to guide you properly. Our company shows comparison details between bank and NBFCs and get the best offers for you. Do not worry regarding any complicated processes and procedures.
Contact 9878981166 for help and get quick approval of your Gold Loan in Champapet.
Pre Calculated EMI Table for Gold Loan Champapet
About Champapet
Champapet is found within the neighbourhood of Hyderabad, presently referred to as Secunderabad in India. The place is acknowledged for its several performance halls. Champapet was a tiny low village till the Nineties that have big thanks to its proximity to the town.
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