Gold Loan Mayiladuthurai

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Mayiladuthurai

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Mayiladuthurai Features

Now you can avail Gold Loan Mayiladuthurai having the following features:

gold loan mayiladuthurai

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose.
  2. You get 100% Safety & Collateral of your Gold Jewellery.
  3. Get your loan processed within 30 minutes.
  4. Enjoy Anytime Liquidity in Gold Loan Mayiladuthurai.
  5. No EMI, Service only Interest and enjoy the Loan facility.
  6. Lower Interest Rates in Gold Loan Mayiladuthurai.
  7. Simple documentation and fast processing happen in Gold Loan Mayiladuthurai.
  8. The overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

Gold Loan Rate Per Gram Today in Mayiladuthurai

Updated - Gold Loan Per Gram Rate w.e.f 1 Nov 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Mayiladuthurai Interest Rates and Charges  

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Mayiladuthurai Documents Required

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. At least one Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Mayiladuthurai

  1. Land Proof is essential while you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture use.
  2. A Demand Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will arrange it).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Mayiladuthurai Eligibility Criteria

  1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
  2. The applicant should have Indian nationality.

gold loan at 7%

How to Apply for Gold Loan Mayiladuthurai

Online Process to Apply for Gold LoanMayiladuthurai

You can apply for the Gold Loan Mayiladuthurai at Dialabank. The process is straightforward. To begin, You have to fill a form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information about Gold Loan Mayiladuthurai, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. The reasons behind this are:

  1. Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
  2. The bank has a good reputation among the customer’s cause of its best services.
  3. While applying for a gold loan through Dialabank, less paperwork is required.
  4. You will avail of a high LTV i.e. Loan-To-Value of your gold.
  5. Finally, the Relationship managers are instructed enough to guide you in the entire process of Gold Loan.
  6. Another reason, if you apply for a gold loan on Dialabank, you will get a low Gold Loan Interest Rate.
  7. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  8. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online at Dialabank.
Offline Process to Apply for Gold Loan Mayiladuthurai

The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.

The applicant also has an option to avail of a Gold Loan from the nearest bank branch. To do so, you just ask google Gold Loan near me. Google will show all the nearby departments from where you can avail of the loan. Then, you have to visit again and again until the gold loan approval.

Processing Fees / Prepayment Charges on Gold Loan Mayiladuthurai

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Mayiladuthurai

Most institutions require a 750 minimum CIBIL score to process your gold loan application. Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Mayiladuthurai, so maintain constancy in your CIBIL score

The institutions don’t just check at the overall CIBIL score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your getting a fresh loan.

Gold Loan Mayiladuthurai Agent and Contact Number

Dialabank is the leading agent for availing Gold Loan in Mayiladuthurai.

You can apply online at www.dialabank.com. Also, a call at 9878981166.

Dialabank helps you to find the best option between different Banks and NBFCs by providing you with a detailed market comparison of different types of banks and financial foundations, it includes all the banks so that you can make the right choice.

Visit www.dialabank.com and you can easily contact our representatives, fill a simple form with your personal and employment details. Our customer relationship managers will soon get in contact with you.

Gold Loan Mayiladuthurai Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Mayiladuthurai.

Pre Calculated EMI Table for Gold Loan Mayiladuthurai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Mayiladuthurai

Mayiladuthurai is a town in Tamil Nadu, India. The town is situated at a distance of 281 km from the state capital, Chennai. It serves as a major junction in the mainline connecting Chennai and Trichy.


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