Major Gold Loan Providers in Ramanagaram
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Ramanagaram Features
Every common man faces financial crises, and for that, he needs instant financing. With the availability of Gold Loans, all the hassle and tension have vanished. Gold enhances your beauty as well as it supports you in your hard times.
Gold Loan Ramanagaram Interest Rates
The applicant should be clear on Gold loan Interest rates. You can check the below table for the interest rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Ramanagaram
Documents for the gold loan are
- Passport copies or Voter id or Aadhar card is required for proof of identity.
- Rental bills or Electricity bills are required for the local proofs.
- For Signature proofs Driving License or banker, verification is needed.
- Minimum two passport size photographs are needed to apply for the loan.
Additional Documents Required for Gold Loan Ramanagaram
- Land Proof: In case of Agriculture Loan amount of more than Rs. 1 lac. The proof is not required for allied agriculture purposes or activities.
- A Demand Promissory Note if applicable.
- Income Proof-like Salary Certificate and Form No.16 if applicable
Eligibility Criteria for Gold Loan Ramanagaram
- The applicant’s age should be between 21 years to 65 years.
- The person should have Indian citizenship.
GOLD LOAN @ 0.75%*
How to Apply for Gold Loan Ramanagaram
You can apply for a Gold loan in both online and offline mode as below process.
Online Process to Apply for Gold Loan Ramanagaram
Dialabank is considered as the best suitable platform to apply for a gold loan online. There are so many reasons behind this.
- if you apply for a gold loan through Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
- Dialabank provides you a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a gold loan rate per gram through Dialabank, very little paperwork is required.
- you can get a high loan amount per gram.
- Finally, Relationship managers are trained enough to guide and assist you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Ramanagaram
You can apply for the gold loan in the offline process also, just what you need is to, after filling the form from the Dialabank. you will receive a call from our experts. they will suggest, the best banks to take a gold loan. From, that what you have to do is the select branch and bank name, which is near to you.
Processing Fees / Prepayment Charges on Gold Loan Ramanagaram
CIBIL Score Required for Gold Loan Ramanagaram
Cibil score is not required for the Gold loan. But, if you have good civil you will get better interest rates.
Gold Loan Ramanagaram Agents
Dialabank is the financial consultant which helps in getting all type of loans in a few minutes. just by visiting the Dialabank website or to give a call to 987898116. All the banks and NBFCs provide loans for Gold, but the dialabank shows banks that have the best interest rates and high loan amounts for the gram.
Gold Loan Ramanagaram Contact Number
To get instant help and approval for Gold Loan in Ramanagaram, Call 9878981166.
Pre Calculated EMI Table for Gold Loan Ramanagaram
The City of Ramanagara is a municipal council in Karnataka State. It is the headquarters of the Ramanagaram district. The major language spoken here is Kannada.
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