Gold Loan Tindivanam

AT 0.75%* INTEREST RATE
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Gold Loan Tindivanam

Best Banks for Gold Loan in Tindivanam

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Tindivanam Features

Want to buy something? And no cash in the wallet?

No worries, we are there to assist you out. The quick fix is GOLD LOAN Tindivanam!

Bring the gold, Get the money, return the money after a particular tenure, and get your gold back.

This loan requires very little paperwork. It is a secured loan and can be approved easily in 2-3 hours after the verification process is done.

Gold Loan Tindivanam provides commercial help to the person at very low-interest rates. In order to receive a Gold Loan in Tindivanam, the individual needs to have a good living, which will make the verification process swift.

You will get a loan of up to 75% of the selling price of gold. This is because the market price of gold fluctuates from time-to-time.

Gold Loan Rate Per Gram Today in Tindivanam

Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Tindivanam Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Tindivanam Documents Required

You will need the documents for getting a Gold Loan in Tindivanam:

2 passport sized photographs.

Any 1 signature proof out of:

  • Passport Copy
  • Driving License
  • Banker’s verification
  • cheque

Any 1 Address Proof out of:

  • Ration card
  • Tel, Electricity Bill
  • Rental bill
  • Passport copy
  • Trade license
  • Shop & Est. License
  • Sales Tax certificate

Any 1 Proof of Identity out of:

  • Passport Copy
  • Voters ID card
  • Driving License
  • Aadhaar card

Additional Documents Required for Gold Loan Tindivanam

  • Income Proof: Salary Certificate and Form No.16
  • Authorization by the Jewel Appraiser (Bank will arrange).
  • If you want to avail of an Agriculture Loan of more than Rs. 1 lac, there is a need for the land proof. {land proof is not required for the uses of farming}
  • A Demand Promissory Note.

Gold Loan in Tindivanam Eligibility Criteria

  • The applicant’s nationality must be Indian.
  • The minimum age: 21 years and the maximum: 60 years.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Tindivanam

Online Process to Apply for Gold Loan Tindivanam

Apply for the Gold Loan at Dialabank without much difficulty.

Fill the online form with all the essential details.

Then our representative will call you in some time and provide the necessary details.

For more information about Gold Loan Tindivanam, you can contact our team on 9878981166 anytime.

Dialabank has an easy procedure for applying for gold loans online. A number of qualities as described below:

  • Dialabank is India’s first financial helpline that offers amazing financial services to every customer in India
  • Dialabank helps customers free of cost. We don’t charge any different fees from the customer applying for a gold loan on the website of Dialabank.
  • Moreover, the bank has a good reputation amongst the customers because it provides quickly convenient services.
  • You can get a low-Interest Rate if you apply for a gold loan with Dialabank.
  • The Most Important thing is you will get a high LTV of your gold.
  • While applying online through Dialabank, very little paperwork is required.
  • Lastly, the Relationship managers are trained effectively to guide and assist you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Tindivanam

The applicant can apply for the loan in local bank branches too. For that, the applicant requires to search for GOLD LOANS NEAR ME on google. Then he/she will have to study and analyze all the details to choose the perfect option. But Dialabank will do this whole process quicker manner. So instead of wasting a lot of time on searching and finding the best choice, put your stress on Dialabank without thinking much that too free of cost.

Processing Fees / Prepayment Charges on Gold Loan Tindivanam

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Tindivanam

A good CIBIL score is the most beneficial for your Gold loan application in Tindivanam. This is a requirement for every leading institution. 750 is the minimum CIBIL score of most of the institutions.

In addition to that, the information on earlier loans is also required. You have to submit all the details such as- the type of loan and the loan amount borrowed. Any kind of delays in the previous payments will act as a barrier to your loan.

Gold Loan Tindivanam Agent and Contact Number

The most trustful and the best agents for gold loan agents in Tindivanam is Dialabank. You can apply online at Dialabank or you can give a call at 9878981166

Dialabank is always there to help you in any way you need. Our company shows the clear and complete image of every bank and NBFCs by providing all the detailed market comparisons so that you don’t have to worry even a bit about complex procedures and will help you to make the best option.

Gold Loan Tindivanam Contact Number

Call 9878981166 and get instant help and get the quick approval of your Gold Loan in Tindivanam right now.

Pre Calculated EMI Table for Gold Loan Tindivanam

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About TindivanamGold Loan Tindivanam

Tindivanam is a town and a municipality in Viluppuram district in Tamil Nadu. It is the second-largest town in the District after the headquarters town Villupuram. According to the 2011 census, the population of Tindivanam was 72,796.

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.