Gold Loan Uluberia

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Uluberia

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Uluberia Features

Gold Loan Uluberia Features

Running short out of cash?

Do not know what to do?

Gold Loan is available for you no need to worry. This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.

GoldLoan Delhi loan provides financial aid to the customers at the best affordable interest rates. The applicant needs to have a consistent and good source of income and has a good credit history, to get a gold loan which will make the verification and loan approval process faster.

Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

Gold Loan Rates Per Gram Today in Uluberia

Updated - Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Uluberia Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan Uluberia Documents Required

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Driving License/Passport Copy/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Uluberia

  1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Bank will arrange Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan Uluberia Eligibility Criteria

  1. The minimum age of the individual should be 21 years and maximum up to 60 years.
  2. Must be having Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Uluberia

Online Process to Apply for Gold Loan Uluberia

You can apply for the HDFC Bank Gold Loan at Dialabank.

You just have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.

You can call on 9878981166 anytime, for more information.

Dialabank is considered as the best platform to apply for a gold loan online. So many reasons are there behind this, some of them are:

  1. It provides the best financial services to customers all over the country; Dialabank is India’s first financial helpline.
  2. Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank is demanded.
  3. One more benefit is that you will receive a high LTV of your gold on applying here.
  4. Besides that, the bank has a good reputation among the customers because of its best and fast services.
  5. You will get a low HDFC Gold Loan Interest Rate, if you apply for a gold loan on Dialabank
  6. A document pickup facility is provided by Dialabank from the doorstep of the customer to ease the process.
  7. Also, very little paperwork is required, while applying for a gold loan through Dialabank.
  8. Finally, to guide and serve you in the entire process of Gold Loan, the Relationship managers are trained thoroughly.
Offline Process to Apply for Gold Loan Uluberia

The applicant also can avail of Gold Loan from the nearby branches. Searching
“Gold Loan near me” on google will help. All the branches of banks and finance companies providing loans near you will be enlisted. According to your preference and knowledge, you need to select them, but in a quicker and better manner, Dialabank can do that for you.

Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance company where this process is much faster.

You can also try to avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Uluberia

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Uluberia

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. A minimum score of 750 to process your loan application is required by most institutions.

Along with your present CIBIL score, the institutions also have a detailed look at your behavior on the previous loans taken. This detail includes features on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can become an obstacle to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Uluberia Agents and Contact Number

 Dialabank is one of the leading and most trusted gold loan agents in Delhi. Give a call at 9878981166 or you can apply online at www.dialabank.com  

By providing you with a detailed and structured market comparison of different banks so that you do not need to worry about the complex information and process you have to go through and hence you can make the right choice, Dialabank helps you to find the best option between several Banks and NBFCs. Fill a simple form asking for some details  by visiting our website www.dialabank.com and after that you  will soon get in touch with our Relationship Managers.

Call 9878981166 and get instant help and approval for Gold Loan in Delhi right now.

Pre Calculated EMI Table for Gold Loan Uluberia

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Uluberia

Uluberia is a city and a municipality of Howrah district in the Indian state of West Bengal. It is the headquarters of the Uluberia subdivision. It is a part of the area covered by Kolkata Metropolitan Development Authority. This city is famous for its industrial belts.


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