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Gold Loan Sri Ganganagar

Life is full of colors. You should cherish every moment of life. If the deficiency of money is disrupting your way of enjoying life then loans are the best option as a harbinger of your happiness. Gold loan is quick and simple to process. There are less documentation and less

About Sri Ganganagar:

Sri Ganganagar is the northernmost and a planned city of the Indian state of Rajasthan. It is situated near borders of Rajasthan, Haryana and Punjab states and the international border of India and Pakistan. This town is dominated by Punjabi culture and is called the Punjab of Rajasthan. Sri Ganganagar is the administrative headquarters of Ganganagar District. It is known as "the food basket of Rajasthan" and "Green district of Rajasthan".

Why one should choose Gold Loan Sri Ganganagar?

  1. No hidden charges
  2. Simple Procedures
  3. Fast Loan Approvals
  4. Easily available

Interest Rate

Gold loan Scheme

Loan tenure

The rate of interest

True value loan

12months

12.05% to 15.05%

Gold Loan Sri Ganganagar

Life is full of colors. You should cherish every moment of life. If the deficiency of money is disrupting your way of enjoying life then loans are the best option as a harbinger of your happiness. Gold loan is quick and simple to process. There are less documentation and less

About Sri Ganganagar:

Sri Ganganagar is the northernmost and a planned city of the Indian state of Rajasthan. It is situated near borders of Rajasthan, Haryana and Punjab states and the international border of India and Pakistan. This town is dominated by Punjabi culture and is called the Punjab of Rajasthan. Sri Ganganagar is the administrative headquarters of Ganganagar District. It is known as "the food basket of Rajasthan" and "Green district of Rajasthan".

Why one should choose Gold Loan in Sri Ganganagar?

  1. No hidden charges
  2. Simple Procedures
  3. Fast Loan Approvals
  4. Easily available
  5. Interest Rate

Features

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.
  10. No income and salary criteria

Gold loans do not require any documentation or validation for income or salary of the person. So even if you are unemployed and unsalaried you can still avail a gold loan. This is because you are pledging a valuable asset i.e. gold in return of the money.

Can be provided in cases of bad credit history as well as low-income level.

Relatively Lower interest rates

Another advantage of taking a gold loan is that they are available at low interest rates, say 12-16% annually in comparison to the personal loans interest rates of 15-26% per annum.

You need to repay only the interest

You have the option to pay only the interest during the tenure of the entire gold loan and at the end of

Gold loan Scheme

Loan tenure

The rate of interest

True vale loan

12months

12.05% to 15.05%

 Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional

 

Land Proof

Demand Promissory Note.

Income proof

in the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

Certificate by the Jewel Appraiser (Bank will arrange).

Salary Certificate and Form No.16.

 

 

 

 

 

 

 

 

Best Rate on Gold Loan

Collateral Required

Loan Tenure

Max Funding

Pre Closure Charges

Gold Jewellery / Gold Bars

6 Months / 12 Months (can be renewed up to 3 Years)

Up to 90% of Gold Value

0 % to 2 % of the outstanding loan amount

 

Gold loan offers you the best interest rate among any other Loan. You can avail for the best interest Gold loan. The feature that differentiates Loan against gold from any other loan is that it is sanctioned within a few minutes. The documents required for this financing is quite simple. Many banks even provide easy repayment techniques.

 Gold Loan Procedure:

Step 1. A borrower needs to submit a short application form to the Lender with Gold assets.

Step 2. The lender analyzes the assets offered by the applicant (including the purity and weight of gold).

Step 3. The Loan is sanctioned after checking the authenticity of the gold.

*The whole process takes 10-15 minutes or an hour.

How to Apply?

Visit our website

wwwdailabank.com

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