Gold Loan Dhanbad

Major Gold Loan Providers in Dhanbad

About Gold Loan Dhanbad

It was an old saying that gold is our best friend at our bad times. We can arrange fast cash very swiftly with the help of Gold Loans. These loans offer many benefits, such as you don’t need to pay EMI for your loan, and you don’t need to be salaried. Apply Gold Loan is easy to obtain and less time-consuming. Once you applied for the loan, you would get its approval on the same day within half an hour.

Gold Loan Dhanbad Interest Rates – Oct 04 2023

Gold Loan Per Gram For All Major Bank in Dhanbad – Oct 04 2023

Gold Loan Eligibility Criteria in Dhanbad

Documents for Gold Loan Dhanbad

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Following are the Features of Gold Loan:

1. You can avail of Gold Loan online up to Rs.1 Crore or more & up to 70% of value for any purpose.
2. You get 100% Safety & Security of your Gold Jewellery
3. Get your Loan processed in less than 30 minutes
4. Enjoy Anytime Liquidity.
5. No EMI, Service only Interest and enjoy the Loan facility
6. Lower Interest Rates
7. Gold Loan rate per gram Dhanbad has Simple documentation and fast processing.
8. The overdraft limit varies depending on the market rate of gold.
9. Interest rate is the payable only amount of the overdraft that you use.

Eligibility Criteria for Gold Loan Dhanbad

1. The applicant should be at least 21 years of age
2. The applicants’ age should not be more than 60 years
3. They should be a national citizen

Processing Fees / Prepayment Charges on Gold Loan Dhanbad

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Dhanbad

Provided that all the necessary documents are submitted, the banks and NBFCs provide a gold loan, irrespective of the CIBIL score.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Dhanbad

Gold Loan Dhanbad Agents

Dialabank is the leading agent for availing of Gold Loan in Dhanbad. You can apply online with dialabank or give a call at 9878981144

Dialabank is associated with the top loan providers across the country. The experts help you in determining the best options for you according to your need and requirement. All you have to do is fill a simple form on our website, and our relationship managers will get in contact with you within no time.

About Dhanbad

Dhanbad is a city in the state of Jharkhand. It is mainly famous for coal mining. Many big companies like Tata Steel, BCC, and IIISCO have their coal mines in this city.

Gold loan in other cities

FAQs About Gold Loan

✅ How does Gold Loan work?

A loan on gold is straightforward to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.

✅ Gold Loan is secured?

Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan, the applicant put their gold ornaments into the bank’s locker as security or as collateral.

✅ What happens when you don’t repay a Gold Loan?

If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.

✅ To get a gold loan, do I need a co-applicant?

No, to avail of the Gold loan, you don’t need any co-applicant.

✅ Is a Gold loan better than a Personal loan?

Yes, a Gold loan is better than a personal Loan because in a Gold Loan, banks/NBFC’s takes Gold ornament as well as a gold coin as collateral, and in the case of a Personal loan, it is unsecured and hence carries higher interest than a gold loan.

✅ What is the best online platform to avail gold loans?

Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.

✅ Is there any fee payable for the Gold Loan?

Yes, you have to pay the loan processing fee (non-refundable) as well as the Valuation fee.