Gold Loan Kalol

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Kalol

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Kalol Features

Gold Loan Kalol

Are you running out of money?

Facing financial uncertainty?

You don’t need to worry as long as Gold Loan is available for you. Since gold loans are secured, you can get it approved within 48 hours after the verification process.

Gold Loan Kalol makes sure to provide the best and affordable interest rates to its customers. The only pre-requisites for obtaining a gold loan is to have a stable and good source of income and good credit history. All these properties make your verification and loan approval process faster.

Besides, one can only get a loan of up to 75 percent of the market value of gold, this is mostly due to the fluctuating market price of the gold.

Gold Loan Kalol Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Kalol

  1. Identity proof can be any of the following: Passport Copy/ Voters ID card/Aadhaar card/Driving License/ Any other government ID card.
  2. Address Proof can be any of the following: Ration card/ Telephone Bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/Sales Tax certificate/ Other utility bill
  3. Signature Proof can be any of the following: Passport Copy/Driving License/cheque/Banker’s verification.
  4. 2 passport size photographs for facial recognition.

Additional Documents Required for Gold Loan Kalol

  1. Land Proof: For agriculture loan of more than Rs. 1 lac, the proof is required. Otherwise, no proof is needed for the allied agriculture process.
  2. A Demand Promissory Note required, if asked.
  3. Certificate by the Jewel Appraiser (Bank will manage).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Kalol

  1. The age  limit of the individual should be minimum 21 years and  maximum 60 years.
  2. Must be recognized as an Indian national.

gold loan at 7%

How to Apply for Gold Loan Kalol

Online Process to Apply for Gold Loan Kalol

For any Gold Loan in Kalol, you can apply via the website of Dialabank. First, you need to fill a simple online form.

Then, you will get connected to our representative via call. Moreover, Dialabank will avail you of a document pick up facility from your doorstep.

To know more, you can call on 9878981166.

Considered as one of the competitive platforms to apply for the gold loan online, Dialabank has many reasons to be customer’s first preference:

  1. To provide Indians with the best financial services, Dialabank is India’s first financial helpline.
  2. You don’t have to pay any additional charges or fees to apply for the gold loan via the website of Dialabank.
  3. You will get a high LTV (Loan-to-Value) of your gold.
  4. The bank has a good reputation between the customers because of its efficient services.
  5. To get a low-interest rate on your favorite banks, you can apply via the website of Dialabank.
  6. The document pick-up facility from your doorstep of the customer eases the process.
  7. Negligible paperwork or documentation required while applying for a gold loan via Dialabank.
  8. Eventually, our customer relationship managers are trained thoroughly to assist you in the whole process of Gold Loan.
Offline Process to Apply for Gold Loan Kalol

The loan applying candidate has an option to avail of Gold Loan from the nearest branches. They can start searching for gold loans near them on Google or any other search engine. The search engine will provide a list of nearby banks and finance companies. But, Dialabank can do that for you more quickly and efficiently.

To get your loan approved, you need to visit the departments rigorously. While the process might depend on the bank’s services, it is better to do your research online before applying for a gold loan.

Processing Fees / Prepayment Charges on Gold Loan Kalol

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kalol

No CIBIL score is required for Gold Loan Kalol if you have a gold article.

Gold Loan Kalol Agents

Dialabank is one of the eminent gold loan agents in Kalol. To apply online, visit the website of Dialabank or call at 9878981166.

To help you make the right choice, Dialabank provides you a detailed structured market comparison of different banks and NBFCs. Once you select the right choice, you can visit our website, fill a simple form with some details and our customer relationship managers will soon connect with you.

Gold Loan Kalol Contact Number

For instant help and approval for Gold Loan in Kalol, Give us a call at 9878981166 

Pre Calculated EMI Table for Gold Loan Kalol

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kalol

Located in the Indian state of Gujarat, Kalol is a city in the district Gandhinagar. Between the cities of Mehsana and Ahmedabad alongside Gujarat State Highway 41, this city is known for its beautiful Indian temples. Besides, the city is known for its enthusiastic religious celebrations, and religious diversity.

हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन कलोल 


 
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