Gold Loan Katni

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Katni

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Katni Features

Gold Loan Katni Features

Running short out of cash?

Do not know what to do?

Do not tense, there is a Gold Loan available for you. This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.

Gold Loan Katni loan provides financial aid to the customers at the best affordable interest rates. For getting a Gold loan, the applicant needs to have a rigid and good source of income and has a good credit history, which will make the verification and loan approval process faster.

Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

Gold Loan Rate Per Gram Today in Katni

Updated - Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Katni Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Katni Documents Required

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can be anyone: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Katni

  1. Land Proof is necessary when you apply for an Agriculture Loan of more than Rs. 1 lac. The land proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will take its responsibility).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Katni Eligibility Criteria

  1. The individual’s minimum age should be 21 years and maximum age of up to 60 years.
  2. Must be having Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Katni

Online Process to Apply for Gold Loan Katni

You can apply for the Gold Loan Katni at Dialabank.

You just have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.

For more information about Gold Loan Katni, you can call on 9878981166 anytime.

Dialabank is considered as the best platform to apply for a gold loan online. There are reasons behind this, some of them are:

  1. Dialabank is India’s first financial helpline; it offers the best financial services to customers all over the country.
  2. Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online at Dialabank.
  3. Avail of a high LTV of your gold.
  4. Besides that, the bank has a good reputation among the customers because of its best and fast services.
  5. If you will apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
  6. Dialabank provides a document pickup facility from the doorstep of the customer for making the processing easy.
  7. Also, while applying for a gold loan through Dialabank, less paperwork is required.
  8. Finally, the Relationship managers are trained thoroughly to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Katni

The applicant also has a choice to avail of Gold Loan from the nearby branches. To do so, you can ask google Gold Loan near me. It will tell you all the branches of banks and finance companies providing loans near you. You need to pick them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

Processing Fees / Prepayment Charges on Gold Loan Katni

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Katni

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Katni. Most institutions require a minimum score of 750 for your gold loan application processing.

Apart from your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This involves details on the loan type you have taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Katni Agent and Contact Number

One of the leading and most trusted gold loan agents in Katni is Dialabank. Just apply online at www.dialabank.com or dial 9878981166.

Dialabank helps you to find the best option between several Banks and NBFCs by offering you with a detailed and structured market comparison of different banks so that you do not need to worry about the complex process you have to go through and hence you can make the right choice. Visit www.dialabank.com and fill a simple form asking for some details and after that our customer relationship managers will get in contact with you.

Gold Loan Katni Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Katni right now.

Pre Calculated EMI Table for Gold Loan Katni

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Katni

Katni is a town in Madhya Pradesh, India. Katni is the administrative headquarters of Katni district.

Other gold loan cities in Madhya Pradesh

Personal Loan Itarsi Personal Loan Hoshangabad
Personal Loan Harda Personal Loan Gwalior
Personal Loan Guna Personal Loan Gomti Nagar
Personal Loan Ghatabillod Personal Loan Gairatganj

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