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    Gold Loan Katni

    Best Banks for Gold Loan in Katni

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Katni Features

    Gold Loan Katni Features

    Running short out of cash?

    Do not know what to do?

    Do not tense, there is a Gold Loan available for you. This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.

    Gold Loan Katni loan provides financial aid to the customers at the best affordable interest rates. For getting a Gold loan, the applicant needs to have a rigid and good source of income and has a good credit history, which will make the verification and loan approval process faster.

    Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

    Gold Loan Rate Per Gram Today in Katni

    Updated - Gold Loan Per Gram Rate w.e.f Jun 13 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Katni Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Katni Documents Required

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be anyone: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Katni

    1. Land Proof is necessary when you apply for an Agriculture Loan of more than Rs. 1 lac. The land proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will take its responsibility).
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Katni Eligibility Criteria

    1. The individual’s minimum age should be 21 years and maximum age of up to 60 years.
    2. Must be having Indian Nationality.


    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    How to Apply for Gold Loan Katni

    Online Process to Apply for Gold Loan Katni

    You can apply for the Gold Loan Katni at Dialabank.

    You just have to fill a simple form online.

    After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.

    For more information about Gold Loan Katni, you can call on 9878981166 anytime.

    Dialabank is considered as the best platform to apply for a gold loan online. There are reasons behind this, some of them are:

    1. Dialabank is India’s first financial helpline; it offers the best financial services to customers all over the country.
    2. Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online at Dialabank.
    3. Avail of a high LTV of your gold.
    4. Besides that, the bank has a good reputation among the customers because of its best and fast services.
    5. If you will apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
    6. Dialabank provides a document pickup facility from the doorstep of the customer for making the processing easy.
    7. Also, while applying for a gold loan rate per gram through Dialabank, less paperwork is required.
    8. Finally, the Relationship managers are trained thoroughly to guide you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Katni

    The applicant also has a choice to avail of Jewel Loan from the nearby branches. To do so, you can ask google Gold Loan near me. It will tell you all the branches of banks and finance companies providing loans near you. You need to pick them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

    Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

    Processing Fees / Prepayment Charges on Gold Loan Katni

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Katni

    Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Katni. Most institutions require a minimum score of 750 for your gold loan application processing.

    Apart from your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This involves details on the loan type you have taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a fresh loan. So make sure your CIBIL score is good before applying for a loan.

    Gold Loan Katni Agent and Contact Number

    One of the leading and most trusted gold loan agents in Katni is Dialabank. Just apply online at www.dialabank.com or dial 9878981166.

    Dialabank helps you to find the best option between several Banks and NBFCs by offering you with a detailed and structured market comparison of different banks so that you do not need to worry about the complex process you have to go through and hence you can make the right choice. Visit www.dialabank.com and fill a simple form asking for some details and after that our customer relationship managers will get in contact with you.

    Gold Loan Katni Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Katni right now.

    Pre Calculated EMI Table for Gold Loan Katni

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Katni

    Katni is a town in Madhya Pradesh, India. Katni is the administrative headquarters of Katni district.

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