Gold Loan Richmond Road

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    Gold Loan Richmond Road

    Best Banks for Gold Loan in Richmond Road

    Feature
    Manappuram
    Axis Bank
    Yes Finance
    Interest Rate
    9.90%
    12.50%
    9.99%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,124
    3,073
    3,069

    Gold Loan Richmond Road Featuresgold loan richmond road

    Do you face a shortage of money? 

    Just apply for the gold loan with Dialabank to overcome the crisis.

    You can get the loan within 2-3 hours after the verification process. Also, requires the least paperwork.

    Gold Loan Richmond Road is available at reasonable interest rates.

    The applicant is required to have a good source of income and credit history to make gold loan approval faster.

    Gold Loan Per Gram valuation is an important element of a gold loan as it the basis of the calculation of the loan amount and needs to be done with sincerity.

    Additionally, you can get a loan up to 75 per cent of the gold price in the market, this is due to alterations in the market price of gold.

    Gold Loan Rate Per Gram Today in Richmond Road

    Updated - Gold Loan Per Gram Rate w.e.f Jul 01 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Richmond Road Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Richmond Road Documents Required

    • Any 1 of the following as Identity Proof- Passport Copy/ Aadhar Card/ Driving License/ Voters ID Card.
    • Any 1 of the following as Address Proof- Ration Card/ Electricity Bill/ Rental bill/ Passport Copy/ Trade & shop license/ Sales Tax Certificate.
    • Any 1 of the following as Signature Proof- Banker’s verification/ Cheque/ Passport Copy/ Driving License
    • Passport Size Photos- 2

    Additional Documents Required for Gold Loan in Richmond Road

    1. Income Proof- Salary Certificate and Form No.16
    2. Certificate- The Jewel Appraiser (Bank will arrange).
    3. No Land Proof for allied agricultural purposes.
    4. Imperative: A Demand Promissory Note.
    5. When Agriculture Loan is exceeding Rs. 1 lac the land proof is required.

    Gold Loan in Richmond Road Eligibility Criteria

    • Minimum age of applicant- 21
    • Maximum age- 60 years
    • Nationality should be Indian.

    How to Apply for Gold Loan in Richmond Road

    Online Process to Apply for Gold Loan in Richmond Road

    We recommend ICICI, Axis, HDFC and others to apply for a Gold loan or reach Dialabank online by filling up simple user-friendly form details.

    In a short time, you will receive a call from our highly trained representatives in Richmond Road. Also, Dialabank provides you with pick-up facility of your documents from your door.

    Further information can be obtained at +919878981166.

    Dialabank is well-rated among its customer base as:

    • Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
    • Dialabank charges no additional cost of applying for a gold loan online on the website given below.
    • You can get a high Loan-to-Value (LTV) of your gold with us.
    • Dialabank is connected to HDFC, ICICI, Axis, Muthoot, Yes bank and a lot more of them.
    • Dialabank helps you to find the best Gold Loan Interest Rate and tenure options as per your needs.
    • Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
    • Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
    • Processing your gold loan through Dialabank requires minimum paperwork/documents.
    • Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
    Offline Process to Apply for Gold Loan Richmond Road

    Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Richmond Road’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.

    But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.

    Processing Fees / Prepayment Charges on Gold Loan Richmond Road

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Richmond Road

    No CIBIL score is required for Gold Loan, it is just a gold article you need to have.

    A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Richmond Road. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.

    Customers can take a free CIBIL score check beforehand, for a better understanding of the loan processing system and get better terms on the loan.

    Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.

    Gold Loan Richmond Road Agents and Contact Number

    Dialabank can be considered to avail Gold Loan in Richmond Road as we are expert agents in this arena. Visit Dialabank or contact 9878981166.

    The readily available employees of Dialabank are glad to serve you anytime. Just visit our website and fill a simple user-friendly form so that we can get in touch with you.

    Contact us at 9878981166 for help and get quick approval of your Gold Loan in Richmond Road.

    Pre Calculated EMI Table for Gold Loan Richmond Road

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Richmond Road

    Richmond Road is located in Bangalore, Karnataka state of India, which is a part of the Bangalore Cantonment area. Richmond Park and Johnson Market are the two most important landmarks of the city.