Gold Loan Vapi

AT 0.49%* INTEREST RATE
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    Gold Loan Vapi

    Best Banks for Gold Loan in Vapi

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Vapi Features

    gold loan vapiGet Loan instant with Gold!  This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

    Gold Loan Vapi is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant must have a rigid and good source of income and has a good credit history. In addition, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount you wish to do.

    Gold Loan Rate Per Gram Today in Vapi

    Updated - Gold Loan Per Gram Rate w.e.f Jul 04 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Vapi Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Vapi Documents Required

    1. One Proof of Identity is required: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Anyone Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Vapi

    1. Land Proof is not unavoidable if you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not needed for the purposes of farming.
    2. A Demand Promissory Note.
    3. Credentials by the Jewel Appraiser (Bank’s responsibility).
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in Vapi Eligibility Criteria

    1. The minimum age specifications of the individual should be 21 years and a maximum of up to 60 years.
    2. Should be an Indian.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Vapi

    Online Process to Apply for Gold Loan Vapi

    You can apply for the Jewel Loan at Dialabank. The process is straightforward. You have to fill a form with Dialabank at www.dialabank.com.

    After that, our executive will call you after some time. For more information about Gold Loan Vapi, you can call on 9878981166.

    Dialabank is taken into consideration as the best platform to apply for a gold loan online. The reasons behind this.

    1. First of all, Dialabank is India’s first financial helpline; it comes up with the best financial services to customers all over the country.
    2. Besides that, the bank has a good reputation among the customers because of its best services.
    3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Interest Rate on Gold Loan .
    4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
    5. Dialabank provides assistance to the customers without any charge.
    6. Also, while applying for a  per gram gold loan  through Dialabank, no heavy paperwork.
    7. One more thing is that you will acquire a high LTV of your gold.
    8. Finally, the Relationship managers are trained enough to advise you in the entire process of Gold Loan.

    How to apply?

    1. Visit www.dialabank.com.
    2. Click on the loan section and you can find the Gold loan link.
    3. After clicking on the Gold loan link, you will be directed to details of the Gold loan and there you can select your preferred city.
    4. For more information and free guidance on the Gold loan, you may call 9878981166.
    Offline Process to Apply for Gold Loan Vapi

    The applicant also has a choice to get a Gold Loan from the nearby branches. You will search for Gold Loan near me on google. It will present all the nearby departments from where you can avail of the loan. Then, you must have to visit again and again until the loan approval.

    Processing Fees / Prepayment Charges on Gold Loan Vapi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Vapi

    Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Vapi. Most institutions need a 750 minimum CIBIL score to process your loan application.

    The institutions also examine the detailed behavior of the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

    Gold Loan Vapi Agent and Contact Number

    Dialabank is the leading agent for availing Gold Loan in Vapi. You can apply online at www.dialabank.com. Also, contact at 9878981166.

    Dialabank helps you to find the best choice of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form. Our customer relationship managers will call you later.

    Gold Loan Vapi Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Vapi.

    Pre Calculated EMI Table for Gold Loan Vapi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Vapi

    Vapi is a city in the Valsad district in Gujarat state, India. Vapi is located near the banks of Damanganga River. It is adjoined by the Union Territory Dadra and Nagar Haveli and Daman and Diu. The meaning of Vapi is a water reservoir or a water storage body.