Gold Loan Vapi

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Vapi

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Vapi Features

gold loan vapiGet Loan instant with Gold!  This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

Gold Loan Vapi is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant must have a rigid and good source of income and has a good credit history. In addition, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount you wish to do.

Gold Loan Rate Per Gram Today in Vapi

Updated - Gold Loan Per Gram Rate w.e.f 1st Dec 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Vapi Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Vapi Documents Required

  1. One Proof of Identity is required: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Anyone Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Vapi

  1. Land Proof is not unavoidable if you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not needed for the purposes of farming.
  2. A Demand Promissory Note.
  3. Credentials by the Jewel Appraiser (Bank’s responsibility).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Vapi Eligibility Criteria

  1. The minimum age specifications of the individual should be 21 years and a maximum of up to 60 years.
  2. Should be an Indian.
gold loan at 7%

How to Apply for Gold Loan Vapi

Online Process to Apply for Gold Loan Vapi

You can apply for the Gold Loan at Dialabank. The process is straightforward. You have to fill a form with Dialabank at www.dialabank.com.

After that, our executive will call you after some time. For more information about Gold Loan Vapi, you can call on 9878981166.

Dialabank is taken into consideration as the best platform to apply for a gold loan online. The reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it comes up with the best financial services to customers all over the country.
  2. Besides that, the bank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  5. Dialabank provides assistance to the customers without any charge.
  6. Also, while applying for a gold loan through Dialabank, no heavy paperwork.
  7. One more thing is that you will acquire a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to advise you in the entire process of Gold Loan.

How to apply?

  1. Visit www.dialabank.com.
  2. Click on the loan section and you can find the Gold loan link.
  3. After clicking on the Gold loan link, you will be directed to details of the Gold loan and there you can select your preferred city.
  4. For more information and free guidance on the Gold loan, you may call 9878981166.
Offline Process to Apply for Gold Loan Vapi

The applicant also has a choice to get a Gold Loan from the nearby branches. You will search for Gold Loan near me on google. It will present all the nearby departments from where you can avail of the loan. Then, you must have to visit again and again until the loan approval.

Processing Fees / Prepayment Charges on Gold Loan Vapi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Vapi

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Vapi. Most institutions need a 750 minimum CIBIL score to process your loan application.

The institutions also examine the detailed behavior of the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Gold Loan Vapi Agent and Contact Number

Dialabank is the leading agent for availing Gold Loan in Vapi. You can apply online at www.dialabank.com. Also, contact at 9878981166.

Dialabank helps you to find the best choice of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form. Our customer relationship managers will call you later.

Gold Loan Vapi Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Vapi.

Pre Calculated EMI Table for Gold Loan Vapi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Vapi

Vapi is a city in the Valsad district in Gujarat state, India. Vapi is located near the banks of Damanganga River. It is adjoined by the Union Territory Dadra and Nagar Haveli and Daman and Diu. The meaning of Vapi is a water reservoir or a water storage body.


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