⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 4,680
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Ambala

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Best Banks for Gold Loan in Ambala

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Your gold is an asset that can help you during a financial crunch or when you need urgent lumpsum money in hand. The gold loan is a type of Gold Loan Ambalasecured loan in which gold is kept as collateral security in exchange for monetary help.
Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

Gold Loan Ambala Features

  1. Simple documentation and fast processing.
  2. The overdraft limit varies depending on the market rate of gold.
  3. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  4. You get 100% Safety & Security of your Gold Jewelry
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Get your Loan processed in less than 30 minutes
  7. Lower Gold loan Interest Rate
  8. Enjoy Anytime Liquidity.
  9. The interest rate is payable the only amount of the overdraft that you use.

Know More – Top Reasons why Gold Loan is the best borrowing option

 Gold Loan in Ambala Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Being a secured loan the credit in the gold loan per gram is available at low-interest rates. Though, the interest may vary depending upon your loan amount and tenure.
In general;
  • Gold Loan Interest rate – 10.70 %.
  • The gold loan is available at a 1% PM interest rate.
  • Further, pre-closer charges range from  0 – 2 %.
  • Moreover, offer a low processing fee that is  0.85%.

Gold Loan in Ambala Documents Required

  1. Income Proof: Salary Certificate and Form No.16.
  2. A Demand Promissory Note.
  3. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. This proof is not required for allied agriculture purposes.
  4. Certificate by the Jewel Appraiser (Bank will arrange).

How to Apply for Gold Loan Ambala

  • Visit our site www.dialabank.com.
  • Enter your information and fill the form.
  • Our relationship manager will call and assist you through the entire process.

Avail your Gold Loan with Dialabank and get personalized assistance

Why Choose Gold Loan Ambala?

  1. Less processing time.
  2. No hidden charges.
  3. Fast Loan disbursal.
  4. No credit checks.
  5. No co-signer needed.
  6. Prepayment facility.

Interest Rates of Different Banks for Gold Loan Ambala

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months
About Ambala

Ambala (/əmˈbɑːlə/), is the city and a municipal corporation in Ambala district in the state of Haryana, India, located on the border with the Indian state of Punjab and in proximity to both of the capital of the state Chandigarh.

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