Gold Loan Derabassi

AT 0.49%* INTEREST RATE
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    Gold Loan Derabassi

    Best Banks for Gold Loan in Derabassi

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Derabassi Features

    Now you can avail Gold Loan Derabassi having the following features:

    1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose.
    2. You get 100% Safety & Collateral for your Gold Jewellery.
    3. Get your loan processed within 30 minutes.
    4. Enjoy Anytime Liquidity in Gold Loan Derabassi.
    5. No EMI, Service only Interest and enjoy the Loan provision.
    6. Lower Interest Rates in Gold Loan Derabassi.
    7. Simple documentation and fast processing happen in Gold Loan Derabassi.
    8. The overdraft limit varies on the market value of gold.
    9. The gold loan rate of interest is payable to the only loan amount that you use.

    Gold Loan Rate Per Gram Today in Derabassi

    The below table shows the rates for a Gold loan per gram for different purity of gold:

    Updated - Gold Loan Per Gram Rate w.e.f Dec 04 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Derabassi Interest Rates and Charges  

    The below table shows the Gold loan interest rates provided by various banks

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Derabassi Documents Required

    1. Proof of Identity is mandatory: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. At least one Address Proof is required: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Siwan

    1. Land Proof is important while you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for agriculture use.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser and it is the bank’s responsibility.
    4. Income Proof: Salary Certificate and Form No.16

    Gold Loan in DerabassiEligibility Criteria

    1. The minimum age obligation of the individual should be 21 years and a maximum of up to 60 years.
    2. The applicant should have Indian nationality.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Derabassi

    Online Process to Apply for Gold Loan Derabassi

    You can apply for the Gold Loan Derabassi at Dialabank. The process is straightforward.

    You will fill up a form with us.

    Then, you will get a call from our operator. For more information about Gold Loan Derabassi, you can call on 9878981166.

    Dialabank is taken into consideration as the best plan to apply for a gold loan online. The reasons behind this are:

    1. Dialabank is India’s first financial helpline; it provides the best monetary facilities to consumers all over the country.
    2. The bank has a good reputation among the customer’s cause of its best services.
    3. While applying for a gold loan through Dialabank, no heavy paperwork is there.
    4. You will avail of a high LTV i.e. Loan-To-Value of your gold.
    5. Finally, the Relationship managers are instructed enough to guide you in the entire process of Gold Loan.
    6. Another reason, if you apply for a gold loan on Dialabank, you will get a low Gold Loan Interest Rate.
    7. Also, Dialabank proffers a document pickup facility from the doorstep of the customer.
    8. One more important thing is that Dialabank assists the customers without any fees.
    Offline Process to Apply for Gold Loan Derabassi

    The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.

    The applicant also has an option to avail of a Gold Loan per gram from the nearest bank branch. To do so, you just ask google Gold Loan near me. Google will show all the nearby departments from where you can avail of the loan. Then, you have to visit again and again until the gold loan approval.

    Processing Fees / Prepayment Charges on Gold Loan Derabassi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Derabassi

    Most institutions require a 750 minimum CIBIL score to process your gold loan application. Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Derabassi, so maintain constancy in your CIBIL score

    The institutions don’t just check at the overall CIBIL score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your getting a fresh loan.

    Gold Loan Derabassi Agent and Contact Number

    Dialabank is the leading agent for availing Gold Loan in Derabassi.

    You can apply online at www.dialabank.com. Also, a call at 9878981166.

    Dialabank helps you to find the best option between different Banks and NBFCs by providing you with a detailed market comparison of different types of banks and financial foundations, it includes all the banks so that you can make the right choice.

    Visit www.dialabank.com and you can easily contact our representatives, fill a simple form with your personal and employment details. Our customer relationship managers will soon get in contact with you.

    Gold Loan Derabassi Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Derabassi.

    Pre Calculated EMI Table for Gold Loan Derabassi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About DerabassiGold Loan Derabassi

    Often called as the satellite city of Chandigarh and the municipal council in the Mohali district of Punjab. Dera Bassi is located on Chandigarh-Delhi national highway. It is located within a radius of 10 kilometers from Mohali, Chandigarh, and Panchkula. Derabassi is also famous for its Industrial belt.

    हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन डेराबस्सी

     

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