Gold Loan Patna

Are you in urgent need of money? You can go for Loan on Gold. Gold Loan is a  secured Loan as well as is irrespective of your CIBIL score. You can take Gold Loan within 5 minutes and that too without selling your precious ornaments. Taking Loan on Gold is the best option to overcome all of the financial issues.

Why one should Apply Gold Loan Patna?

1. The browser should have a minimum of 10 Gram gold to avail the Loan

2. Safe custody of your valuable asset.

3. Pay rate of interest for the exact period of Loan.

4. Higher Loan amount was depending upon Purity.

5. Gold Loans get disburse within 5min.

6. Simplified paperwork.

7. Online application for the Gold Loan.

Gold Loan Patna Interest Rates

1. First of all, The interest rate of this service starts at 10.5%-12% p.a.
2. Secondly, The financial organizations provide these loans for 1 to 4 years.
3. Thirdly, The pre-closure charges are in between 0% to 2% of the value of the loans.

Gold Loan Patna Benefits 

1. Safety of Gold - The security of your Gold Ornament is more in banks due to the proper security systems, unlike our homes.
2. Fast Process - This is a type of secured loan. Therefore, you can get your gold loan processed in as quick as 30 minutes
3. Overdraft Facility - The applicant has the option of overdraft facility that allows the applicant to enjoy cash flow anytime as per the needs.
4. Low-Interest Rates - Another feature is the interest rate is very low in comparison to other services provided by the banks and NBFC’s
5. No Processing Charges - Surprisingly, the bank does not charge any extra cost for applying for a Gold Loan.
6. Less Documentation Process - The formalities that are to be complete are very less due to the type of service this is.
7. Flexible Tenure - Last but not least, the applicant can choose the tenure depending upon the need.

Gold Loan Patna Documentation

1. Firstly, an Identity Proof is required. It can be an Aadhar Card/ Voter ID card/ PAN Card/Driving License/ passport.

2. Secondly, One proof of residence is also required while applying for a gold loan; it can also be an Aadhar Card/ Card/ Voter ID card/ PAN Card/Driving License/ passport/Ration Card/Electricity/water bills of last three months with the name of the applicant.

3. Two colored photographs.

Additional Documentation for Loan on Gold

The bank needs a Proof of ownership of Land if you are applying for an agriculture Gold loan.

1. Land Proof - In the case of Agriculture Loan on gold of more than Rs. 1 lac. The proof is not needed for allied agriculture purposes.

2. Required a Demand Promissory Note - Certificate by the Jewel Appraiser (Bank will arrange).

3. Besides Income Proof of Salary Certificate as well as Form No.16

Gold Loan Procedure:

Step 1. A borrower needs to submit a short application form to the Lender with Gold assets.

Step 2. The lender analyzes the assets offered by the applicant (including the purity and weight of gold).

Step 3. The Loan is sanctioned after checking the authenticity of the gold.

*The whole process takes 10-15 minutes or an hour.

Why Dialabank for online Gold Loan in Patna?

1. Firstly offers a very easy process of application for Online Gold Loan

2. After that, the applicant gets a good comparison of the gold interest rates of other banks as well.

3. Furthermore, the company provides the document pickup facility from your doorstep.

4. Lastly, you will get the best as well as the lowest interest rate. Moreover, for more information call 9592046860 or 60011600 with your city code. 

About Patna

Patna is an ancient city that sprawls along the south bank of the Ganges River in Bihar, India. To get Gold Loan Patna is very easy, you have to apply for an online gold loan with Dialabank as well as we assure you the quick process. Apply for the Gold Loan now and grab the best deal today. Unmatchable offers, features, and benefits are available. Apply now and grab the best deal.


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