Gold Loan Begusarai

Do you need in funds for your personal life? Gold Loan offers instant financial findings. It needs nominal papers and your precious ornaments as collateral. Gold Loan is also known as a secured loan or loan against gold. there are so many banks and nonbanking financial companies that provides gold loan to the customers.

About Gold Loan

Your gold ornaments can be a tool for you to get the funds, by keeping them as an idol.

The banks and NBFCs are eager to pay the loans on the gold.

The lenders give the cost of the gold in the loans and keep the gold deposits safe with them.

Why One Should Choose Gold Loan In Begusarai?

  1. The pre-closure provisions are available in these loans.
  2. The counting of the papers, which are used in these land, is the lowest.
  3. The least amount counted in these loans is Rs. 18,000/-.
  4. There are no fees for mistakes on these loans.

Rate Of Interest Gold Loan Begusarai

  1. The rate at which banks and NBFCs are these loans is starting at 10.5%.
  2. The lenders are granting these loans for 4 years of time.

Eligibility

ELIGIBILITY

Age

Minimum:18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum:15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

Documents

  1. Identity Proof: Passport Copy/ Voters ID card/ Driving License
  2. Proof of Address: Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate
  3. Signature Verification Proof: Passport Copy/Driving License/Banker's verification/cheque
  4. 2 passport size photographs.

Other Documents

  1. For cultivators, the lenders offer low rates of interests on the gold deposits.
  2. For this, the applicant has to give the documents of the agriculture and also the proof of income.

Features Of Gold Loan Begusarai:

Following are the Features of Gold Loan:

  1. The cost of Rs. 1 Crore can be granted in these loans.
  2. The gold promises will be kept safe and sound with the banks and NBFCs.
  3. The loans are forever accessible.
  4. The low-interest rate is granted on these loans. If these loans are utilized for agricultural purposes then this loan can have the even lower rates of interest.
  5. Vey fewer documents are needed for these loans.
  6. The processing of these loans can be completed in hours.
  7. The overdraft provisions are also used.

How To Apply

Apply online on www.dialabank.com

Check the eligibility

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

About Begusarai:

Begusarai is the headquarters of Begusarai district of Bihar. The city at the banks of the Ganga river. The population of the city is 2,89,809 (2011 Census). The agriculture is the main source of economy of the city. Barauni refinery gives the Rs 500 Crore to the city every year.